Bank License

Act 273

Act 273 is a unique law that allows International Financial Entities (IFEs) to operate from Puerto Rico and become a part of the US banking system. With a banking license granted and regulated by the Puerto Rico Office of the Commissioner of Financial Institutions (OCIF), an Act 273 IFE can accept deposits and handle any banking acticivity. The only limitation is that we cannot do business with locals (companies or persons living in Puerto Rico).

Operational efficiency is the primary reason banks are incorporating in Puerto Rico under Act 273; it allows for a reduction in costs, leading to higher focus on service and reliability.

Banking Information

Digital International Bank Inc. License Number: IFE – 040

SWIFT Code: 0002168724

ABA Routing Number: 0215 – 0819 – 6

people banking

Sign Up!

Please fill out this short form and a customer service representative will reach out to you to assist you with the onboarding process and/or answer any questions you may have.